What is the annual fee for the Canara Bank Mastercard World?

The Canara Bank Mastercard World is a lifetime-free credit card with no joining or annual fee.

Does the Canara Bank Mastercard World offer airport lounge access?

Yes — the Canara Bank Mastercard World offers 3 domestic per quarter lounge visits, 2 international per year lounge visits.

What rewards does the Canara Bank Mastercard World earn?

It earns 0.5% on eligible spends.

Mastercard World — Canara Bank Credit Card

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Mastercard World — Canara Bank Credit Card | Card Manager

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Canara Bank

shopping

•••• •••• •••• 0000

Mastercard World

Canara Bank • MasterCard•

canarashoppingtravellifetime-freelounge

Annual Fee

Free

Base Reward Rate

0.50%

Foreign Tx Fee

Tier

Joining Fee

Free

Verified

2026-06-07T08:39:39.828Z

Airport Lounge Access

Domestic & international access details and eligibility criteria

domesticMasterCard Lounge Program

3 per quarterhigh

✓ No activation spend required — access is unconditional.

3 complimentary visits per quarter; guests twice per quarter

international

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹100

Dining₹5,000/mo

+₹25

Grocery₹8,000/mo

+₹40

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹25

Online Shopping₹8,000/mo

+₹40

Utilities₹3,000/mo

+₹15

Annual earnings

₹2,940

Blended 0.47% effective return

Monthly spend₹52,000

Monthly earnings+₹245

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Lifetime-free card (nil joining and annual fee). Insurance: fraud charge cover Rs.5L, purchase protection up to Rs.25k, baggage up to Rs.25k, air accident Rs.8L self/Rs.4L spouse. No dining/entertainment/golf benefits.

Benefits & Perks

Rewards

0.5% base reward rate on all eligible spends. 2 RP per Rs.100 on POS and e-commerce transactions; 1 RP = Rs.0.25
0.50%high
Online: 0.5% — 2 RP per Rs.100 on e-commerce transactions
0.5%high

MasterCard Lounge Program

2 per yearhigh

✓ No activation spend required — access is unconditional.

2 complimentary visits per year with one guest

Fuel: 1% — 1% fuel surcharge waiver, min Rs.10; max reimbursement Rs.100/month on min spend Rs.2500; min Rs.400 per fuel transaction

1.0% · cap 100/mohigh

Travel: 12% — GoIbibo: 12% off domestic flights, 15% off hotels, 9% off bus, 10% off outstation cabs

12.0%high

Forex

3% forex markup on international card transactions
3%

Travel

domestic via MasterCard Lounge Program: 3 per quarter — no spend needed
3/quarterhigh
international via MasterCard Lounge Program: 2 per year — no spend needed
2/yearhigh
Lifetime free card — ₹0 joining, ₹0 annual, ₹0 renewal.
₹0 forever

Payments

Joining fee: Free. Annual: Free.
Lifetime free