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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
Bank of India
entry
•••• •••• •••• 0000
Visa Gold International
VISABank of India • Visa• Entry
Annual Fee
₹300
Base Reward Rate
0.50%
Foreign Tx Fee
2%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹2,940
Blended 0.47% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Basic entry-level shopping card. No lounge access, no insurance, no travel benefits, no fuel surcharge waiver. 2X reward points on POS and E-Commerce transactions. Interest 1.70%/month (20.4% annually), cash advance 2.5%. Add-on and replacement fee ₹300 each.