What is the annual fee for the Bank of India Celestia?

The annual fee for the Bank of India Celestia is ₹5,000.

Does the Bank of India Celestia offer airport lounge access?

The Bank of India Celestia does not include complimentary airport lounge access.

What rewards does the Bank of India Celestia earn?

Reward rates by category are listed on the card page.

Celestia — Bank of India Credit Card

Airport Lounge Access

Domestic & international access details and eligibility criteria

domesticRuPay Lounge Program

0 per yearhigh

✓ No activation spend required — access is unconditional.

Unlimited domestic airport lounge access plus exclusive access to RuPay Delhi Exclusive Lounge

international

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

—

Dining₹5,000/mo

—

Grocery₹8,000/mo

—

Fuel₹3,000/mo

—

Travel₹5,000/mo

—

Online Shopping₹8,000/mo

—

Utilities₹3,000/mo

—

Annual earnings

₹0

Blended 0.00% effective return

Monthly spend₹52,000

Monthly earnings+₹0

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Ultra-premium RuPay Ekaa card; eligibility requires gross income of 15 lakh. No spend-based annual fee waiver. Welcome benefit: e-vouchers worth Rs 5,000. Complimentary HoteLux membership; ITC benefits (2+1 free nights, 1+1 dining, 1+1 spa); BOGO movie ticket monthly + annual PVR pre-screening; 4 complimentary golf rounds/lessons per year; 24x7 concierge; quarterly boutique spa. Insurance: personal accident Rs 50L, air accident Rs 1Cr, purchase protection Rs 2L, baggage loss Rs 20,000. Forex markup not stated (N/A). Add-on card fee Rs 5,000.

Celestia

Airport Lounge Access

Earnings Projection

Notes

Benefits & Perks

Rewards

Forex

Travel

Payments