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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
BoB
shopping
•••• •••• •••• 0000
Uni GoldX
VISABank of Baroda • Visa•
Annual Fee
Free
Base Reward Rate
1.00%
Foreign Tx Fee
0%
Tier
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹5,880
Blended 0.94% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
BOBCARD co-branded card with Uni App. Lifetime free (limited time offer). Rewards earned as Uni Coins convertible to 24K digital gold. No lounge access, golf, dining or insurance benefits. Interest 3.99%/month. Cash advance 2.5% or min Rs 300.