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BoB
travel
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Tiara
RuPayBank of Baroda • RuPay•
Annual Fee
₹2,499
Base Reward Rate
0.75%
Foreign Tx Fee
2%
Tier
Joining Fee
₹2,499
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹40,000 per quarter
Unlimited domestic lounge access on spends of Rs.40,000 in previous quarter; spend requirement waived in quarter of card issuance
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹8,010
Blended 1.28% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Women-centric card. UPI-linkable RuPay. Welcome benefits: Swiggy One (3 months), FitPass Pro (6 months), Amazon Prime/Disney Hotstar, Gaana Plus (one-time, excluded from milestones). Joining fee reversed on spending Rs.25,000 in first 60 days. 1 RP = Rs.0.25. UPI reward points capped at Rs.500/statement cycle. No international lounge access. Min income Rs.7.2 lakh/year. Health benefits: complimentary mammogram/pap smear package.