What is the annual fee for the Bank of Baroda Premier?

The annual fee for the Bank of Baroda Premier is ₹1,000. It can be waived on annual spends of ₹1,20,000.

Does the Bank of Baroda Premier offer airport lounge access?

Yes — the Bank of Baroda Premier offers 4 domestic per year lounge visits.

What rewards does the Bank of Baroda Premier earn?

It earns 0.5% on eligible spends as Reward Points.

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Premier — Bank of Baroda Credit Card | Card Manager

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BoB

mid

•••• •••• •••• 0000

Premier

RuPay

Premier

Bank of Baroda • RuPay• Mid

Available onVisaRuPayUPI

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Annual Fee

₹1,000

Base Reward Rate

0.50%

Foreign Tx Fee

3.5%

Tier

Mid

Joining Fee

₹1,000

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

4 per yearmedium

⚠️ Activation: ₹20,000 per quarter

1/qtr; ₹20K prev-qtr spend (waived for issuance qtr).

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹100

Dining₹5,000/mo

+₹25

Grocery₹8,000/mo

+₹40

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹125

Online Shopping₹8,000/mo

+₹40

Utilities₹3,000/mo

+₹15

Annual earnings

₹4,140

Blended 0.66% effective return

Monthly spend₹52,000

Monthly earnings+₹345

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Currently LTF (waived for new applicants). JCB variant available. Excludes rent/railways/tolls/wallet/insurance/education from rewards.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25–₹0.40 depending on redemption (cashback → flights/transfer).
value range
0.5% base reward rate on all eligible spends. 2 pts/₹100.
0.50%medium
Travel: 2.5% — 10 pts/₹100 on travel/dining/intl.
2.5% · cap 2,000/momedium

Forex

3.5% forex markup on international card transactions
3.5%

Travel

domestic via direct: 4 per year — needs ₹20,000/quarter to activate
4/yearmedium

Payments

Joining fee: ₹1,000. Annual: ₹1,000.
₹1,000
Annual fee waived on spending ₹1,20,000 per year.
Spend ₹1,20,000