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BoB
entry
•••• •••• •••• 0000
Indian Army YODDHA
RuPayBank of Baroda • RuPay• Entry
Annual Fee
Free
Base Reward Rate
0.50%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹20,000 per quarter
8 free domestic lounge visits per year, capped at 2 per quarter, unlocked on spends of Rs.20,000 in the preceding quarter
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹4,860
Blended 0.78% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Lifetime free credit card exclusively for Indian Army personnel. Point value 1 RP = Rs.0.25. Personal accident cover Rs.20 lakhs. Welcome: 500 bonus RP on Rs.5,000 spend within 60 days + 6-month Fitpass Pro membership. One-time milestone: complimentary Amazon Prime annual membership on spending Rs.1 lakh within first 90 days (one-time, excluded from recurring milestones). Interest 3.49% per month. No spend-based fee waiver.