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BoB
travel
•••• •••• •••• 0000
CMA One
RuPayBank of Baroda • RuPay•
Annual Fee
Free
Base Reward Rate
0.25%
Foreign Tx Fee
2%
Tier
Joining Fee
₹1
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
3 complimentary domestic lounge visits per quarter (12 per year)
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹3,390
Blended 0.54% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Issued exclusively by BOBCARD to ICMAI members. Lifetime free (Re.1 joining fee, nil annual). Reward Point value Re.0.25. Interest 3.49%/month. Insurance: air accident Rs.15 lakh, non-air accident Rs.5 lakh, professional indemnity Rs.5 lakh. Welcome: 6-month FitPass Pro + 500 bonus RP on Rs.5,000 spend in first 60 days (one-time, excluded from milestones).