What is the annual fee for the Axis Bank Neo?

The annual fee for the Axis Bank Neo is ₹250. It can be waived on annual spends of ₹2,500.

Does the Axis Bank Neo offer airport lounge access?

The Axis Bank Neo does not include complimentary airport lounge access.

What rewards does the Axis Bank Neo earn?

It earns 0.1% on eligible spends as EDGE Reward Points.

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Neo — Axis Bank Credit Card | Card Manager

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Axis

entry

•••• •••• •••• 0000

Neo

VISA

Neo

Axis Bank • Visa• Entry

Available onVisaRuPayUPIMasterCard

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Annual Fee

₹250

Base Reward Rate

0.10%

Foreign Tx Fee

3.5%

Tier

Entry

Joining Fee

₹250

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹20

Dining₹5,000/mo

+₹5

Grocery₹8,000/mo

+₹8

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹5

Online Shopping₹8,000/mo

+₹8

Utilities₹3,000/mo

+₹3

Annual earnings

₹588

Blended 0.09% effective return

Monthly spend₹52,000

Monthly earnings+₹49

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Amazon/Zomato/Blinkit vouchers welcome. 40% off Zomato/Blinkit caps. No lounge.

Benefits & Perks

Rewards

1 EDGE Reward Points ≈ ₹0.20–₹0.40 depending on redemption (cashback → flights/transfer).
value range
0.1% base reward rate on all eligible spends. 1 EDGE/₹200.
0.10%medium

Forex

3.5% forex markup on international card transactions
3.5%

Travel

No lounge access on this card.
None

Payments

Joining fee: ₹250. Annual: ₹250.
₹250
Annual fee waived on spending ₹2,500 per year.
Spend ₹2,500