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Axis
entry
•••• •••• •••• 0000
LIC Platinum
VISAAxis Bank • Visa• Entry
Annual Fee
Free
Base Reward Rate
0.20%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹1,296
Blended 0.21% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Co-branded LIC card issued in partnership with Axis Bank. No joining/renewal fee. Reward redemption fee Rs 30 per request. Personal accidental cover Rs 3 lakh, air accidental cover Rs 1 crore, lost card liability up to credit limit. Interest 3.6% p.m. (52.86% p.a.). 50-day interest-free period. No lounge access. Entry-level card for limited credit backgrounds.