What is the annual fee for the Axis Bank Google Pay Flex?

The Axis Bank Google Pay Flex is a lifetime-free credit card with no joining or annual fee.

Does the Axis Bank Google Pay Flex offer airport lounge access?

The Axis Bank Google Pay Flex does not include complimentary airport lounge access.

What rewards does the Axis Bank Google Pay Flex earn?

It earns 0.2% on eligible spends as EDGE Reward Points.

Google Pay Flex — Axis Bank Credit Card

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹40

Dining₹5,000/mo

+₹10

Grocery₹8,000/mo

+₹16

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹10

Online Shopping₹8,000/mo

+₹16

Utilities₹3,000/mo

+₹6

Annual earnings

₹1,176

Blended 0.19% effective return

Monthly spend₹52,000

Monthly earnings+₹98

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Co-branded UPI card. Lifetime free (zero joining and annual fee). Welcome benefit: Rs 250 gift card + 250 Stars (one-time, excluded from milestones). Stars valid 1 year; cannot fully zero out bill (min Re 1 cash). Cash advance 2.5% (min Rs 500). No lounge, golf, insurance, fuel surcharge waiver benefits.

Google Pay Flex

Airport Lounge Access

Earnings Projection

Notes

Benefits & Perks

Rewards

Forex

Travel

Payments