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Axis
World Elite
•••• •••• •••• 0000
Burgundy Debit
Axis Bank • MasterCard• World
Annual Fee
Free
Base Reward Rate
1.00%
Foreign Tx Fee
3.5%
Tier
World
Joining Fee
Free
Verified
2026-05-27
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹5,000 per quarter
3 cardholder visits + 1 additional guest visit per quarter (revaluation 25 Dec 2025 added guest slot). Activation: ₹5,000 spend in previous 3 calendar months. Newly-issued cards: requirement waived for issuance month + next 3 calendar months.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹5,520
Blended 0.88% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Axis Bank Burgundy Debit Card (Mastercard World / Visa Infinite variants). Revaluation effective 25 Dec 2025 — major upgrades to rewards + lounges. Annual fee: NIL for Burgundy programme customers; ₹1,500+GST if Burgundy status not maintained (₹10L+ AMB required for Burgundy). Issuance + replacement: NIL. Rewards (post-revaluation): 4 EDGE RP/₹200 domestic (~1%, doubled from 2) + 6 EDGE RP/₹200 international (~1.5%). Cap: 2,000 RP/month. Excluded categories (no RP): insurance, charity, government, education, jewellery, fuel, transport, wallet load, rent, utility. Domestic lounge (post-revaluation): 3 visits/quarter + 1 extra guest visit/quarter (4 total slots), activation ₹5,000 in previous 3 calendar months. Newly-issued cards: activation waived for issuance month + next 3 calendar months. International lounge (NEW): 4 visits/year total, SHARED pool between cardholder + accompanying guests at select lounges outside India (e.g. bringing 1 guest on a trip uses 2 of the 4 slots). Movies BOGO (BookMyShow): 4 movie tickets/month (max ₹500/ticket) + 4 non-movie tickets/month (max ₹1,000/ticket), min 2 tickets per booking. Dining: ₹1,000 off via Axis Dining Delights/EazyDiner at partner restaurants. Insurance: Air accident ₹1 Crore, Personal accident ₹15 Lakh, Baggage/document loss $500, Purchase protection ₹50K, Fire/burglary/calamity ₹50K (90 days). Limits: ATM ₹3L/day, Purchase ₹8L/day (was ₹6L pre-revaluation), Contactless ₹5K txn. Forex 3.5%. DCC 1%+GST. Visa Infinite variant: 4 golf rounds + 12 lessons/year (status uncertain post-Sep 2024). Mastercard World variant: exclusive lifestyle/travel via Mastercard portal.
✓ No activation spend required — access is unconditional.
4 international airport lounge visits per CALENDAR YEAR via Visa Signature program. **Up to 3 guests can accompany you on a single visit** (1 you + 3 guests = 4 people max per swipe). The 4 annual visits are a SHARED POOL — bringing guests consumes the same allowance, so a single 4-person visit uses up all 4 annual visits. No spend criteria.
Excluded categories