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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
AU SFB
travel
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Traverse
VISAAU Small Finance Bank • Visa•
Annual Fee
₹4,999
Base Reward Rate
0.50%
Foreign Tx Fee
0.99%
Tier
Joining Fee
₹4,999
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹20,000 per quarter
Max 2 per quarter; requires Rs 20,000 spend in the calendar quarter to qualify
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹2,820
Blended 0.45% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
NRI-only premium travel card. Reward redemption fee Rs 99+GST via AU Rewardz portal; min 200 RPs to redeem. Interest 3.75%/month (45% p.a.). Nil cash advance charges. Travel perks: 4 Meet & Assist/yr (1/qtr), 4 airport spa visits/yr (1/qtr), flat Rs 500 monthly duty-free cashback on purchases of Rs 10,000+.
✓ No activation spend required — access is unconditional.
Max 2 per quarter; $35+tax per visit after complimentary visits exhausted