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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
AU SFB
entry
•••• •••• •••• 0000
Spont
RuPayAU Small Finance Bank • RuPay• Entry
Annual Fee
₹299
Base Reward Rate
1.00%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
₹299
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹50,000 per quarter
2 free airport lounge visits each quarter on spending Rs.50,000 in the calendar quarter
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹5,880
Blended 0.94% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
UPI-focused entry card. Available to those with monthly income over Rs.10,000. Comes in physical and virtual variants. Earns AU coins on UPI spends via AU 0101 app (5 coins/txn, 500 coins on first txn). Interest 3.75%/month.
✓ No activation spend required — access is unconditional.
2 complimentary railway lounge visits each quarter (8 per year)