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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
AU SFB
entry
•••• •••• •••• 0000
Altura Plus
RuPayAU Small Finance Bank • RuPay• Entry
Annual Fee
₹499
Base Reward Rate
1.50%
Foreign Tx Fee
3.49%
Tier
Entry
Joining Fee
₹499
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
Railway lounge access at select stations (Kolkata, Ahmedabad, Jaipur, Delhi, Madurai, Agra). Shared between primary and add-on cardholders. No airport lounge access.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹5,220
Blended 0.84% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Superior version of AU Altura Credit Card. Reward points redeemable at AU Rewardz portal (1 RP = Re.0.25) for flights/hotels, recharges, merchandise, gift vouchers. No fuel rewards. Zero liability protection. Interest 3.59%/month.