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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
AU SFB
entry
•••• •••• •••• 0000
Altura
VISAAU Small Finance Bank • Visa• Entry
Annual Fee
₹199
Base Reward Rate
1.50%
Foreign Tx Fee
3.49%
Tier
Entry
Joining Fee
₹199
Verified
2026-05-25
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
2 railway lounges/qtr.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹8,820
Blended 1.41% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Welcome: 5% cashback on min ₹2,500 spend in 60 days (max ₹150/cycle).